California Pension Calculator

State and local government employees collect taxpayer-guaranteed pension benefits that are far more generous than those available to most private-sector workers. The cost of traditional defined-benefit public pensions is unsustainable and has severe financial consequences that will affect generations of Americans. Use the calculator below, on the left-hand side of the page, to estimate the pension that you would collect after a career as a general government employee and to see how much money you would need to save on your own (your total annuity cost) to replicate that guaranteed income stream in the private sector.

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California has been on the fast track to decline perpetuated by the power and influence of public employee unions and their seeming monopoly of power in the state’s capital of Sacramento.

Taxpayers in the Golden State are staring down an unfunded pension liability of $500 billion as estimated in a study by Stanford University because of overly generous, taxpayer funded retirement packages for government workers. While taxpayers employed by private entities work to make ends meet and public services and infrastructure spending is cut throughout the state, government workers are retiring lavishly.

Read our detailed coverage of all things California at CalWatchdog.com and for breaking news on pensions and other issues. See our latest investigations into the fraud, waste and taxpayer abuse in Sacramento.

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Find detailed studies on public policy issues at the Pacific Research Institute.

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